Obamacare in Pictures

Visualizing the Effects of the Patient Protection and Affordable Care Act

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	If you like your health care plan, can you really keep it?At least 4.7 million health care plans in the individual market have been discontinued due to new Obamacare rules.
	Obamacare will require employers to make changes to their health care plansThose with employer coverage might not be able to keep their existing plans either. The vast majority of businesses expect to make changes to their health care plans to comply with Obamacare’s regulations, and more than half of those anticipate the changes to be significant or drastic.
	Premiums are higher in Obamacare exchanges: Age 27Buying individual health insurance in the exchanges is generally more expensive than it was before Obamacare, especially for young adults. In 11 states, 27–year–olds will see premiums double or more.
	Premiums are higher in Obamacare exchanges: Age 50Buying individual health insurance in the exchanges is generally more expensive than it was before Obamacare. In 13 states, 50–year–olds will see premiums rise by 50 percent or more.
	Premiums are higher in Obamacare exchanges: Family of fourBuying individual health insurance in the exchanges is generally more expensive than it was before Obamacare. In 19 states, premiums for a family of four will increase by more than 10 percent.
	Many Obamacare exchange plans come with higher deductiblesIn addition to premium costs, individuals must meet an annual deductible before coverage kicks in. Average individual deductibles in the 36 states with a federally run exchange are much higher than the average individual deductible for employer- sponsored plans in 2013.
	Lack of competition in Obamacare exchangesMore than half of U.S. counties have only one or two insurance carriers selling coverage in the Obamacare exchanges. This lack of competition means less choice for consumers and less market pressure to keep prices down.
	Obamacare's new spending continues to growInitial estimates for Obamacare’s spending on the Medicaid expansion and exchange subsidies counted only six years of spending. A full 10–year cost reveals nearly $2 trillion in new spending by 2024.
	Obamacare's Medicaid expansion burdens state budgetsIn the vast majority of states, adopting the Medicaid expansion would require additional state spending.
	Millions will remain uninsured under ObamacareIn 2024, after 10 years of full implementation and nearly $2 trillion in new spending, 31 million people will likely remain uninsured. Those who do gain coverage will do so primarily through Obamacare exchanges or Medicaid.
	Obamacare's 18 new taxes and penaltiesObamacare includes 18 new taxes, fees, and penalties, costing taxpayers an estimated $771 billion by 2022.
	Who pays the Obamacare individual mandate tax?Nearly 70 percent of those projected to pay the Obamacare individual mandate tax earn less than 400 percent of the federal poverty level (FPL) ($45,960 for a single individual in 2013), and 10 percent live in poverty.
	Obamacare cuts Medicare payments to fund other new programsProjected Medicare savings from Obamacare do not improve the program’s long-term solvency. Most of the savings are redirected to fund new Obamacare spending.
	Obamacare's Medicare cuts will result in severe access problems for seniorsBy cutting Medicare payments instead of introducing real reform, the health care law jeopardizes seniors’ access to providers. According to the Medicare trustees, Obamacare’s scheduled reductions to provider payments will cause Medicare’s payments for health services to fall further below providers’ costs. This will cause providers to either withdraw from serving Medicare beneficiaries or shift more costs to their patients with private coverage.
	Obamacare remains unpopularOpposition to Obamacare has hovered around 50 percent since early 2010. Over the past year, the law has grown even more unpopular.